Choosing the right place to retire is about more than just finding a home — it’s about lifestyle, community, and access to the services you need. If you’re considering retirement in Ontario, Peterborough offers a perfect combination of small-city charm, natural beauty, and practical amenities that make it an ideal choice for retirees.

1. Access to Excellent Healthcare

One of the top priorities in retirement is having reliable access to healthcare. Peterborough is home to the Peterborough Regional Health Centre, a modern hospital and health care hub serving the region. In addition to the hospital, the city has a wide range of family doctors, specialists, and wellness clinics, ensuring peace of mind that quality care is always nearby.

2. Variety of Housing Options

Retirement living is all about comfort and convenience, and Peterborough has something for everyone:

• Condominiums apartments/townhouses: Ideal for retirees looking for low-maintenance living, with amenities like elevators, community rooms, and outdoor spaces.

• Waterfront or country homes: For those who want a peaceful, scenic lifestyle, there are plenty of options along rivers and lakes in the surrounding Kawartha region.

Whether you prefer a modern condo downtown or a quiet home near nature, Peterborough has choices that fit every retirement lifestyle.

3. Active Lifestyle Opportunities

Retirement in Peterborough doesn’t mean slowing down — it means enjoying life on your terms. The city is surrounded by lakes, rivers, and trails, perfect for walking, biking, boating, or fishing. Golf courses, community centers, and clubs make it easy to stay active, while cultural events, farmers’ markets, and local festivals provide entertainment year-round.

4. Vibrant Community & Small-City Charm

Peterborough combines a welcoming, close-knit community with all the conveniences of a small city. Residents enjoy:

• Walkable streets with cafes, shops, and restaurants.

• Cultural amenities like the Art Gallery of Peterborough, Showplace Performance Centre, and live theatre.

• Opportunities to connect with community organizations, volunteer groups, and social clubs.

This mix of social engagement and small-town friendliness makes it easy to build a fulfilling retirement lifestyle.

5. Proximity to Major Cities Without the Crowds

Peterborough is just over an hour from Toronto, making day trips or visits to the city easy. At the same time, retirees can enjoy the peace and affordability of smaller-city living, without the traffic, high prices, or congestion of larger urban areas.

Final Thoughts

Retirement is about choosing a lifestyle that balances comfort, community, and convenience. With its excellent healthcare, diverse housing options, recreational opportunities, and welcoming atmosphere, Peterborough offers everything retirees need to enjoy their next chapter to the fullest.

If you’re considering retiring in Peterborough, I’d be happy to help you explore housing options that match your lifestyle and retirement goals.

Contact me today to start your journey to a worry-free, vibrant retirement in Peterborough!

Buying a home in Peterborough isn’t just about finding the right number of bedrooms or falling in love with a backyard. It’s one of the biggest financial decisions you’ll ever make, and choosing the wrong property can cost you far more than you planned for.

As a local Peterborough realtor, my job goes far beyond unlocking doors and setting up showings. A huge part of what I do is help buyers make informed decisions—spotting the hidden costs, resale risks, and neighborhood factors you might not notice on your own. The wrong home can quietly drain your bank account, and I’m here to make sure you don’t fall into that trap.

Here are the 5 types of homes I always tell my clients to be careful with when house-hunting in Peterborough and the Kawarthas.

1. The “Fully Remodeled” Flip

You know the type—brand new flooring, trendy light fixtures, a fresh coat of paint, and “move-in ready” marketing. On the surface, it looks like a dream.

The problem: Cosmetic upgrades can sometimes cover up serious issues. Work may have been done without permits or with cheaper materials that don’t hold up. Once you move in, you could be facing $15,000–$25,000 in unexpected plumbing, electrical, or structural repairs.

2. The “Historic Charm” Fixer

Peterborough has no shortage of beautiful older homes—think original hardwood floors, high ceilings, and crown molding. It’s easy to get swept up in the character and charm.

The problem: Many of these homes come with outdated wiring, plumbing, insulation, or even asbestos. Updating these systems can be extremely costly, often running $30,000 or more.

3. The “Bargain” with Foundation Issues

If you’ve ever seen a house listed well below market value, there’s usually a reason. Foundation cracks, poor drainage, or water in the basement are common culprits.

The problem: Foundation repairs and waterproofing aren’t just expensive—they can also scare away future buyers. Waterproofing, new weeping tile, or structural fixes can easily cost $15,000–$30,000. Even if you’re willing to take it on, many buyers won’t touch a home with a history of water issues when you go to resell.

4. The Garage or Basement “Conversion”

Extra living space is always appealing, especially if you’re looking for room for a growing family or home office. A converted garage or finished basement can look like a huge value-add.

The problem: If the work wasn’t done with permits or to building code standards, it won’t add value on an appraisal. Worse, you might be forced to bring it up to code yourself—a cost that could run $10,000–$15,000.

5. The “Great Location” with Hidden Neighbors

A quiet street, mature trees, and curb appeal can make you fall in love at first sight. But what’s behind, beside, or across from that property?

The problem: Backing onto a busy commercial space, an industrial site, or even a planned subdivision can have a huge impact on resale value and your day-to-day enjoyment. And once you move in, there’s nothing you can do to change what gets built around you.

Why Working With a Local Realtor Matters

This is why you don’t just need a realtor who can open doors—you need a local expert who knows the red flags to watch for, the right questions to ask, and how to negotiate protections into your deal.

In Peterborough’s market, small details can make a big difference. My goal is to make sure you’re buying a home you’ll love living in—not a money pit you’ll regret.

Frequently Asked Questions About Buying a Home in Peterborough

1. Is it safe to buy a flipped house in Peterborough?
It depends. Some flips are done professionally with permits and quality materials, while others hide problems behind cosmetic updates. Always request a detailed home inspection and ask for documentation on any renovations before making an offer.

2. How much does it cost to repair a foundation in Peterborough?
Foundation repairs vary widely depending on the issue. Minor crack injections may cost a few thousand dollars, while full waterproofing, new weeping tile, or structural reinforcement can run $15,000–$50,000 or more.

3. Are historic homes in Peterborough a good investment?
Historic homes can be beautiful and full of character, but they often come with higher maintenance costs. Outdated electrical, plumbing, and insulation upgrades can be expensive. A thorough inspection and realistic budget are key before purchasing.

4. What should I look out for with basement or garage conversions?
Check if the work was done with permits and to building code. Unpermitted work may not count toward the appraised value of the home and could leave you responsible for costly updates.

5. How can I avoid buying a “money pit”?
Work with a local realtor who knows the common red flags in Peterborough homes. Combine that expertise with a professional home inspection and research on neighborhood trends before making an offer.

Free Resource: Home Buyer Red Flags Checklist

Want to make sure you don’t miss these warning signs when you’re house-hunting?

 Download my free Home Buyer Red Flags Checklist here

This quick guide will help you spot potential issues before they become expensive mistakes.

Congratulations—you’ve just bought a home! 🎉 After all the paperwork, moving boxes, and excitement, it can feel like the hard part is over. But before you get too comfortable, there are a few important steps every new homeowner should take right away to protect their investment and set themselves up for success.

Here’s a checklist of what to do immediately after buying your home:

1. Change All the Locks (and Toilet Seats)

You never know who might still have a key to your new home, so replacing the locks should be one of the first things you do. While you’re at it, swapping out toilet seats is a quick, inexpensive way to freshen up the bathrooms.

2. Replace HVAC Filters

A clean filter will keep your heating and cooling systems running efficiently, improve your air quality, and save you money on energy bills.

3. Update Smoke Detectors and Batteries

Safety first! Replace all smoke detectors, or at least their batteries, to ensure they’re in working order from day one.

4. Flush Out the Water Heater

Draining the water heater helps remove built-up sediment that can cause inefficiency and shorten its lifespan. It’s an easy maintenance step that pays off in the long run.

5. Locate Gas and Water Shut-Off Valves

In an emergency, knowing where to shut off gas and water could save you from costly damage. Take a few minutes to confirm their locations and make sure you know how to operate them.

6. Shop for Home Insurance (Before Closing Day)

Home insurance isn’t optional—it’s required by your lender and must be set up for your closing date. Pro tip: many companies offer discounts if you pay annually instead of monthly, so ask about your options.

7. Apply for Property Tax Exemptions

Make sure you are taking advantage of any tax exemptions or discounts you can get. 

8. Keep Your Home Inspection Report Handy

Don’t just file it away—your inspection report is a roadmap for future maintenance. Use it as a reference for repairs, upgrades, and keeping your new home in top shape.

Final Thoughts

The excitement of moving into a new home can be overwhelming, but taking care of these tasks right away will give you peace of mind, protect your investment, and set you up for a smoother homeownership journey.

Over the past five years, the Peterborough real estate market has gone through one of its most dramatic cycles in decades. From record-breaking gains during the pandemic to a correction as interest rates climbed, we’ve now entered a period of stability.

Here’s a look at how the average sale price in Peterborough has shifted year-over-year:

• 2020 → 2021: $481,615 → $622,985 (+29.3%)

• 2021 → 2022: $622,985 → $686,331 (+10.2%)

• 2022 → 2023: $686,331 → $624,160 (-9.1%)

• 2023 → 2024: $624,160 → $615,285 (-1.4%)

• 2024 → 2025 (to date): $615,285 → $614,439 (-0.1%)

What the Numbers Tell Us

• 2020–2022: The Pandemic Boom
  During this period, Peterborough home prices surged by more than 40%. Remote work, low interest rates, and migration from larger urban centers all fueled the demand.

• 2022–2023: The Market Correction
  As interest rates rose, affordability was impacted. The market corrected with prices dropping just over 9% in a single year.

• 2023–2025: Stability Returns
  The past two years have shown minimal change. This signals balance returning to the Peterborough and Kawarthas real estate market, which is welcome news for both buyers and sellers.

What This Means for Buyers and Sellers

• For Buyers:
  The days of double-digit price jumps are behind us. Stability means you can shop with more confidence, without the fear of being priced out week to week.

• For Sellers:
  While the rapid bidding wars of 2021 aren’t the norm anymore, a balanced market provides more predictable outcomes. Pricing your home strategically is key to attracting the right buyers.

Final Thoughts

The Peterborough real estate market in 2025 is best described as balanced. After years of volatility, both buyers and sellers now benefit from more predictability.

Staying informed with accurate data is the best way to make confident real estate decisions — and that’s where I come in.

If you’d like a detailed breakdown of how your specific neighborhood or property type is performing, I’d be happy to share more insights.

Buying and selling a home simultaneously can feel like a high-wire balancing act. You want to secure your next dream home without rushing, but you also need to sell your current property without sacrificing value. It’s a common challenge — but with the right strategy, you can navigate both sides successfully.

Here are key tips to help you buy and sell a home at the same time:

1. Get Your Finances in Order Early

Before you list or start house hunting, get pre-approved for a mortgage. Understanding your budget and financing options gives you confidence and speeds up the buying process. Plus, a pre-approval shows sellers you’re a serious buyer.

2. Work Closely with a Skilled Realtor

An experienced agent who understands your local market and your dual goals can be invaluable. They can help coordinate timelines, negotiate offers, and avoid pitfalls. Choose someone who communicates well and keeps both transactions on track.

3. Consider Contingency Offers

If you find a home you love before selling yours, consider making an offer with a sale contingency. This means your purchase depends on selling your current home. It protects you but can make your offer less competitive, so weigh the pros and cons carefully.

4. Time Your Listing and Showings Strategically

Listing your home at the right moment is critical. Too early, and you might feel rushed buying your next place. Too late, and you risk missing out on your ideal new home. 

5. Prepare Your Home to Sell Quickly

Make your current home as appealing as possible. Small updates, decluttering, and professional staging can make a big difference. A quick sale at a good price gives you more flexibility for your next purchase.

6. Be Ready to Act Fast

The market moves quickly. If your home sells sooner than expected, be prepared to accelerate your home search. Having a clear wish list and staying in close contact with your realtor will help you jump on the right opportunity.

7. Have a Backup Plan

Sometimes timelines don’t align perfectly. Explore options like short-term rentals or temporary housing in case there’s a gap between selling and buying. This flexibility can relieve stress and give you breathing room.

Buying and selling at the same time is definitely challenging but completely doable with the right preparation and professional support. If you’re thinking about taking this step, reach out! I’d love to help you strategize and make your transition smooth and successful.

Here’s What You Need to Know

If you're thinking about upsizing—maybe for more space, a growing family, or to move into a better school district—it’s completely normal to have a number in mind for what you’d like to get for your current home. Most homeowners do. But here’s the honest truth: the market determines your home’s value, not your personal expectations.

That can be a hard pill to swallow, especially if you’ve made improvements over the years or have a strong emotional connection to your home. But when it comes to real estate, market conditions are the real deciding factor.

It’s Not Just About What You Sell For—It’s About the Spread

One of the biggest misconceptions sellers have is focusing solely on the sale price of their current home. While getting top dollar is great, what really matters is the “spread”—the difference between what you sell for and what you pay for your next property.

Let’s say the market has cooled slightly. Yes, you might sell for a little less than what you were hoping. But that dream home with the extra bedroom, finished basement, or access to top-rated schools? It’s probably listed for less now too. Lower prices work in your favour on both sides of the deal—and in many cases, upsizing in a balanced or cooler market can actually make better financial sense than trying to make a move in a hot, competitive one.

The Risk of Fixating on One Number

Holding out for a specific number can lead to missed opportunities. Real estate is all about timing, and if you wait too long for the “perfect price,” you could miss your window to upsize while the math is still in your favour.

And if interest rates shift or inventory tightens again? You may find yourself in a market where it costs more to buy your next home—even if your current one finally sells for what you wanted.

Let’s Run the Numbers

If you’re on the fence and wondering if now is the right time to move up, let’s look at the full picture—not just your home's value, but also what’s out there for you to move into. I can help you calculate your spread and see whether it makes sense to make a move now or wait.

RESOURCE: Click here to receive our Upsizing You Home Guide!

Shopping for a new home is exciting—but it’s easy to get swept up in the surface details and miss the factors that really matter. Whether you're a first-time buyer or a seasoned mover, here are the top 5 things to pay close attention to when viewing a home.

1. Location, Location, Location

You can change a house, but you can't change where it sits. Look beyond the walls and focus on the neighbourhood. Ask yourself:

• Is it close to work, schools, or public transit?

• Are there parks, restaurants, or amenities nearby?

• What’s the noise level and traffic like?

• Does the area feel safe and welcoming?

Take a walk around the block. View the home at different times of day if possible. A great house in the wrong location can become a regret down the road.

2. Layout and Functionality

Don’t just look at square footage—pay attention to the flow of the home. Think about how the space fits your lifestyle:

• Is the kitchen functional and well laid out?

• Are the bedrooms in the right spot (especially for families)?

• Is there enough storage?

• Do the living spaces feel open or cramped?

It’s okay if the style isn’t your taste—that’s cosmetic. Focus on whether the bones of the house will work for you.

3. Signs of Water Damage or Structural Issues

Keep your eyes peeled for red flags:

• Water stains on ceilings or walls

• Musty smells (which could indicate mold)

• Cracks in the foundation or drywall

• Uneven floors or doors that don’t close properly

These issues could lead to expensive repairs down the line. When in doubt, a home inspection is always a smart move.

4. Age and Condition of Major Systems

While walking through, be sure to ask about:

• The age of the roof

• The condition of the windows

• The furnace, air conditioner, and water heater

• Electrical and plumbing systems

Replacing these can cost thousands, so it’s important to know what you’re walking into.

5. Your Future Plans

Think 3–5 years ahead. Will this home grow with you? Is there room to expand a family, set up a home office, or build equity through upgrades?

Even if it's your “starter” home, it should still be a smart investment. Look for potential—both personal and financial.

Final Thoughts

A home viewing can go by quickly, but with a sharp eye and the right mindset, you can make informed choices and avoid surprises later. And remember: bring a checklist and don’t be afraid to ask questions.

Ready to start viewing homes? I’d love to help you find the one that checks all the boxes—for today and for your future.

Across Canada, early 2025 has brought an unexpected twist in the real estate market. National home sales dropped nearly 10% in a single month. In Toronto, the pullback was even sharper — close to 30%.

But in Peterborough, the story is different.

We’re seeing steady prices, strong buyer activity, and rising inventory. And yet, despite the fundamentals improving, some buyers are still hesitating.

Let’s take a closer look at what’s really happening in our market right now.

📊 City of Peterborough — Sales Surge While Prices Stay Stable

In March, the City of Peterborough saw a significant jump in activity:

• Average Sale Price: $646,722

• Year-over-Year Change: +0.7%

• Homes Sold: 93 (up 52.5% from February)

• New Listings: 191 (up 50.4%)

• Average Days on Market: 26

• Sale-to-List Price Ratio: 99.4%

Buyers came back strong last month, likely responding to better affordability and more choices. Homes are still selling close to asking, and the average days on market dropped to under a month.

That tells us that well-priced, well-marketed homes are getting scooped up fast.

🌳 Peterborough County — A Bit More Price Flexibility

In the County, things are a little more varied. Here’s how March played out:

• Average Sale Price: $717,063

• Year-over-Year Change: -2.7%

• Homes Sold: 65 (up 38.3% from February, down 26% year-over-year)

• New Listings: 258 (up 96.9%)

• Average Days on Market: 41

• Sale-to-List Price Ratio: 96.7%

While activity picked up, pricing softened slightly in some areas — creating opportunities for savvy buyers. Several sub-districts saw significant price drops, including:

• Cavan-Monaghan: down 16.2%

• North Kawartha: down 47.8%

• Smith-Ennismore-Lakefield: down 2.5%

At the same time, some markets saw strong price growth, like Douro-Dummer (+24.8%) and Asphodel-Norwood (+10.2%).

It really depends on location, price point, and property type.

❓ What’s Causing the Caution?

With interest rates now sitting at 2.75%, and more listings on the market than we’ve seen in months, you'd think buyers would be flooding back in.

But what we’re seeing is something else: caution.

Even though the numbers are looking more favourable, buyers are hesitant. Economic uncertainty, job news, and global headlines are making some people pause — even when the window of opportunity is wide open.

This is classic buyer psychology. When uncertainty rises, many step back — even if the fundamentals are improving.

💡 A Window of Opportunity

History has shown us what happens when uncertainty clears: demand returns, often suddenly and with force.

We saw it in early 2020. When the pandemic hit, the market froze. But by the end of that year and into 2021, we saw one of the most active markets on record. The people who acted during that brief quiet period were the ones who benefited most.

Today’s market feels similar.

With less competition, more negotiable sellers, and motivated listings already hitting the market, this could be a moment where the math makes a lot of sense — especially for buyers or investors thinking long-term.

👋 Thinking of Buying or Selling?

If you're curious about what your home is worth, wondering what’s happening in your neighbourhood, or trying to time your next move — I’d be happy to have a conversation.

Whether you're ready now or just starting to plan, getting clear on your options is the best first step.

Let’s talk strategy, not just stats.

When buying a home, one of the top considerations for families is often proximity to quality schools. Peterborough offers a variety of neighborhoods with access to highly-ranked schools, making it an excellent choice for raising a family. By understanding the school rankings and what they indicate, you can find the right home in a neighborhood that supports your children’s education and your family’s lifestyle.

Why School Rankings Matter

The Fraser Institute evaluates schools across Canada annually, offering a snapshot of their academic performance. These rankings, based on standardized test results, provide parents with valuable insights when choosing where to live. While academic performance isn’t the only factor to consider, it’s a helpful starting point when determining which neighborhood is best for your family.

Top-Ranked Schools in Peterborough

Public Elementary Schools

• Westmount Public School (Rating: 6.3)
  Located in a family-friendly neighborhood, Westmount is known for strong academic programs and a vibrant community feel.
• Edmison Heights Public School (Rating: 6.2)
  This school serves families in a safe and quiet area, perfect for young children to grow and learn.
• James Strath Public School (Rating: 6.1)
  James Strath is situated near amenities and parks, making it ideal for active families.

Catholic Elementary Schools

• Monseigneur-Jamot Catholic School (Rating: 6.6)
  With a reputation for academic excellence, this school attracts families seeking a faith-based education.
• St. Paul’s Catholic School (Rating: 6.4)
  Located in a close-knit neighborhood, this school fosters a strong sense of community among families.

Schools in Surrounding Areas

• Chemong Public School (Bridgenorth) (Rating: 7.0)
  If you're considering the Peterborough outskirts, this top-ranked school offers a rural charm and a high-quality education.

Neighborhoods to Consider

West End

With access to Westmount Public School and James Strath Public School, the West End is a popular choice for families. This area features spacious homes, parks, and close proximity to shopping and recreational facilities.

North End

Home to Edmison Heights Public School, the North End is a quiet, family-oriented neighborhood. It offers affordable housing options and a welcoming community vibe.

Suburban Communities

If you’re looking for a more rural lifestyle, communities like Bridgenorth and Cavan offer excellent schools such as Chemong Public School and North Cavan Public School, along with larger properties and a peaceful atmosphere.

More Than Just Rankings

While school rankings are a great starting point, it’s essential to visit the neighborhoods and schools you're considering. Look for features like safe streets, nearby parks, and family-friendly amenities. Talk to local parents or attend school events to get a feel for the community.

Final Thoughts

Choosing a neighborhood to raise your family is about more than just finding a house; it’s about creating a home in a supportive community. By considering school rankings and the surrounding neighborhood, you can make an informed decision that benefits your children’s education and overall quality of life.

Looking for help finding the perfect home in Peterborough? As a local Realtor, I’d be happy to guide you through the process. Let’s work together to find a home and neighborhood that fits your family’s needs. Reach out today!

Raising a family in the west end of Peterborough offers a combination of community warmth, access to amenities, and excellent educational opportunities, making it one of the region's most desirable family-friendly neighborhoods. According to the Fraser Institute’s 2024 school rankings, three of the top five elementary schools in Peterborough are located in this area, underscoring the west end’s appeal for families prioritizing high-quality education.

Top Schools in the West End

The west end boasts highly rated elementary schools, including Monsignor Jamot, Westmount Public School, and St. Catherine Catholic Elementary School. These schools have consistently earned high scores in math, reading, and writing—key indicators the Fraser Institute uses to assess school performance across Ontario. With these top-ranked schools nearby, families benefit from accessible, high-quality education that supports children’s academic growth and development.

Community and Family Life

Beyond educational quality, the west end offers a strong sense of community with plenty of parks, recreational facilities, and family-focused events. Jackson Park, for example, is a local favorite with its scenic trails, picnic spots, and playgrounds—perfect for families who love outdoor activities. Additionally, the Peterborough Sport & Wellness Centre is located nearby, offering year-round programs for all ages, from swimming to basketball. These amenities make it easy for families to spend quality time together while staying active.

Housing and Safety

The west end is known for its residential feel, with a variety of housing options that cater to growing families. Homes in this area tend to have larger yards, tree-lined streets, and proximity to essential services like grocery stores, libraries, and medical facilities. This neighborhood also enjoys a strong reputation for safety, which many parents find reassuring when choosing a place to raise their children.

In conclusion, the west end of Peterborough stands out as an ideal location for families. With some of the region’s top-ranked schools, excellent community amenities, and a supportive neighborhood atmosphere, this area provides the perfect environment for family life, helping children grow and thrive academically, socially, and emotionally.